The MoneyToys(tm) Web Site Calculator collection has grown to 16 calculators with the addition of a Mortgage Qualification Calculator. The Mortgage Qualifier for web sites helps a home buyer determine how much he or she may be able to borrow and what monthly payment amounts a lender may allow based upon the individual?s financial income and debt.

This mortgage affordability calculator also accommodates a co-borrower. The income and debt information of the co-borrower is also considered in the qualification calculation.

Webmasters can modify the default Housing Ratio and Debt Ratio values to reflect those of the lenders with whom you are working. These values vary but it is important to remember the lender determines them for a home buyer.

MoneyToys(tm) online financial calculators are designed to give webmasters a simple way to add instant interactivity to a web site by providing financial calculator applets which are easily added to a web site.

Installation is easy! Copy the online calculator to the appropriate directory on your web server and add the HTML code to your web page. That's all it takes! You can set your own initial values for the calculators and you can make the colors match YOUR site! Configure the font, font size and calculator size to match your site's design. Includes step-by-step installation instructions and three sample web pages with cut-and-paste code for your web pages.

Included in the growing collection of 16 MoneyToys web site calculators are:

* Simple Loan Calculator
* Biweekly Payment Calculator
* Down Payment Savings Calculator
* Very Simple Loan Calculator
* APR Calculator
* Closing Costs Calculator
* Home Seller's Proceeds
* Refinancing Calculator
* Rent or Buy Calculator
* Loan Spread Calculator
* Cash Flows Calculator
* Future Value Calculator
* Pay Down or Invest Calculator
* Loan Comparisons Calculator
* Mortgage Qualification Calculator